Insurance rates?

[R_Ethug]

Re: Insurance rates?

24.. S4... 140/mo.. dunno what it will be after my incident.. hopefully nothing crazy.. no tickets.. no prior accidents.

[Tpuppy]

Re: Insurance rates?

Here is what i paied for a golf 4 i was 19 no accidents and 2 tickets. it was 4800 per year full coverage about 5 years ago. Now what i found out about the insurance thing is since the goverment came in and said to stop screwing us on your rates that was only for PL/PD so what happened is they just cranked up the prices on colision. Im still kicking my self for getting the car i did. if i was you I's get something a little cheaper say under 7000 bucks and just get PL/PD. that way your insruance rates will be down quite a bit and if you wreak it wont be a huge hit on the wallet.

[mk4jetta]

Re: Insurance rates?

i have a 2000 Jetta 1.8T, i have no tickets, and i went to driving school i am the primary driver and my insurance is $326 a month , its supposed to go down when i turn 19 but not till i renew it next year which is retarded!

[shaunmic]

Re: Insurance rates?

I'm with AMA and pay just under 1200/yr with full coverage but i'm a geezer and have been with them since i started driving 18 yrs ago.
AMA not the best choiceunless you are insuring another car with it. Then it might be allright. I would look around...

Forgot to mention, That $1200 includes full coverage on a '98 grand cherokee also...

[RedMile04]

Re: Insurance rates?

I did alittle more looking into AMA, collision alone on a 02 1.8t is 3425 a year. Woow thats insane so unless I can find another option I thinking knocking back to a MK3 is really the only feesable way to go. BTW I have looked elsewhere but nothing is below 4100/ year anyway.

[Klobi-One-Kinobi]

Re: Insurance rates?

Look into tool and pete. They are a broker, and found me the cheapest rates when I was younger. Seems to me ama were one of the most expensive.

[shaunmic]

Re: Insurance rates?

Very true. They are very expensive, However i have been with them since i was 16 and had no at fault accidents. I paid $1200/yr 18 yrs ago for a '71 Vega(little did they know it had a 355 small block in it)

[Lars]

Re: Insurance rates?

$1502 a year with everything but glass Wife gets a deal with a insurance company cause the deal with them a lot

[Daelen Nekuda]

Re: Insurance rates?

go with bently.. i did alot of research when i was choosing an insurance agent... im 18 and i pay 3900 a year and thats with 2 tickets, full coverage and winsheild protection aswell... oh and i have a 2001 vw golf...

[HBAVDBA]

Re: Insurance rates?

Crazy, well I am also glad i did not choose a newer car at 19-21 cause at that time ins. was soooo high, buit there was a new bylaw passed, cannot remember it though. i just gotan mkI stuck with that for almost a year then went to an mkII and insurance was lower cause i had nothing on me. YOU HAVE TO KEEP CLEAN for at leasy a year then you will be placed under other insurance companies (by your broker) at a wayyyyy cheaper rate. My girlfriend is 21 and she will be driving a 92 jetta with million and everything except collision. I have never gotten collision, only would i get it if i got an MKIII or 4. Parts are little more diff. to replace.

Well good luck to all and see ya at the track!!!

[HBAVDBA]

Re: Insurance rates?

go with bently.. i did alot of research when i was choosing an insurance agent... im 18 and i pay 3900 a year and thats with 2 tickets, full coverage and winsheild protection aswell... oh and i have a 2001 vw golf...

LOL you got lucky. if it was the acutal ins company then cool, but if it was a broker then you got lucky, you can goto the same Ins company and talk to different people and more then likely they will give you different quotes. Depending on wether or not you went a day later or a monthh later.

[zero10]

Re: Insurance rates?

I'm 21 with an 05 golf GLS TDI. I carry full coverage through State Farm for ~$165/month. No tickets/at fault accidents (3 not-at-fault's).

I was with Dominion of Canada, and they wanted $5600!!!!!
No brainer on switching to state farm

[Smonty]

Re: Insurance rates?

I'm 19 and co-own an mkIV with my parents. I'm also insured for partial driving on a 99 3-series, 2000 is300, 97 suburban, and 98 corolla.
No collision coverage. but $2400 a year.
no accidents

[gtimini]

Re: Insurance rates?

I don't feel so bad for my $1400 a year for full coverage and the deprication waiver on the 337. I am 24 with no claims or tickets.

[RedMile04]

Re: Insurance rates?

I'm 19 and co-own an mkIV with my parents. I'm also insured for partial driving on a 99 3-series, 2000 is300, 97 suburban, and 98 corolla.
No collision coverage. but $2400 a year.
no accidents

See but no collision seems risky on those cars dont you think? I have found that state farm will give me insurance for about 2600-2800/ year with full collision so I am very pleased with that. Its just a matter of finally picking up an mk4 in the next week or so! Ill be considered the full/only owner on the mk4 by the way.

--is300 so hot